Prompt

Analyze financial ratios for business health assessment.

<financial_statements>
- Income statement: {periods}
- Balance sheet: {periods}
- Cash flow: {periods}
</financial_statements>

<industry_benchmarks>
{relevant peer comparisons}
</industry_benchmarks>

<analysis_focus>
{areas of concern or interest}
</analysis_focus>

Analyze ratios:
1. Liquidity analysis
   - Current ratio
   - Quick ratio
   - Cash ratio
   - Working capital trends
   
2. Efficiency metrics
   - Asset turnover
   - Inventory turnover
   - Receivables days
   - Payables days
   
3. Profitability assessment
   - Gross margin
   - Operating margin
   - Net margin
   - ROE/ROA/ROIC
   
4. Leverage evaluation
   - Debt/equity
   - Interest coverage
   - Debt service coverage
   - Financial flexibility

Include peer comparison charts.