Prompt

Analyze any rental property investment opportunity with comprehensive ROI calculations and risk assessment.

**Property Details:**
- Address: {PROPERTY ADDRESS}
- Purchase price: <AMOUNT>
- Property type: {SINGLE FAMILY/MULTI-UNIT/CONDO}
- Square footage: {SIZE}
- Bedrooms/Bathrooms: {NUMBERS}

**Financial Inputs:**
- Down payment: <AMOUNT>
- Interest rate: {RATE}%
- Property taxes: <ANNUAL_AMOUNT>
- Insurance: <ANNUAL_AMOUNT>
- Expected rent: <MONTHLY_AMOUNT>

**Investment Analysis:**

1. **Cash Flow Projection:**
   - Monthly cash flow breakdown
   - Annual return on investment
   - Cash-on-cash return
   - Cap rate calculation
   - Break-even analysis

2. **Expense Reality Check:**
   - Maintenance reserves (realistic %)
   - Vacancy rate for area
   - Property management costs
   - Capital expenditure planning
   - Hidden landlord costs

3. **Market Analysis:**
   - Rent comparables
   - Appreciation potential
   - Neighborhood trends
   - Economic indicators
   - Tenant pool assessment

4. **Risk Assessment:**
   - Market risk factors
   - Concentration risk
   - Liquidity considerations
   - Interest rate sensitivity
   - Exit strategy options

5. **Tax Implications:**
   - Depreciation benefits
   - Deductible expenses
   - Passive loss rules
   - 1031 exchange potential
   - State-specific considerations